Privacy policy

We, at Opimian, are firmly committed to protecting the privacy, confidentiality, accuracy and security of our member's personal information. We value our relationship with you and our goal is to treat the personal information you furnish us with the utmost respect. This Privacy Policy is intended to explain how we collect, use, disclose and protect your personal information. We have created this Privacy Policy in order to demonstrate Opimian's commitment to protect your privacy.

We only collect personal information on our members in order to provide you with our services. Personal information may be used to identify you, deliver services or products or assess requests or applications for products or services.

We will not sell, trade or rent any personal information of our members to any third parties, unless required for the purpose of fulfilling, servicing and completing your requests and the transactions related to it. By becoming a member of Opimian, you agree that your information may be shared with third parties for the purpose of fulfilling, servicing and completing your requests and transactions related to it.

We collect information on our members from a variety of sources, including information
provided to us by you on your member application forms, which may include your name, address, telephone number, as well as any other information listed. In addition we may also obtain information about you from credit agencies.

Although we use all reasonable means to protect your personal information, Opimian is not responsible for any improper use of your personal information that is beyond our reasonable control.
These privacy guidelines describe our commitment to privacy, and explain the principles that guide us in protecting the privacy and confidentiality of personal information.


Opimian is responsible for personal information in its control, including information that may be transferred to a service provider performing services for, or on its behalf. We ensure that the companies that we transfer your personal information to, enter into these agreements with us to protect the personal information that they receive.


Opimian identifies the purposes for which it collects personal information either before or at the time of collection. If we need your personal information for another purpose we will make every effort to obtain your consent for that purpose.


Opimian collects, uses and discloses personal information only with the consent of the individual, or as otherwise allowed by law.

Consent to the collection, use, or disclosure of personal information may be express, implied or given to us verbally, electronically or through an authorized representative, as appropriate. Individuals may withdraw their consent at any time, subject to legal or contractual restrictions and considerations.

Limited Collection.

Opimian only collects personal information that is necessary for the purposes identified. Personal information is collected directly from the individual, and may, with consent or as otherwise allowed by law, be collected from other sources.

Limited use, disclosure, and retention.

Personal information is not, without consent, used or disclosed to a third party for any purpose other than that for which it was collected, unless such use or disclosure is required or allowed by law.

Opimian retains personal information only as long as necessary to fulfil the identified purpose or as otherwise required or allowed by law. When that need has ended your personal information will be removed from our systems and destroyed in a manner that ensures your security.


The accuracy of your personal information is important to us. Opimian uses reasonable efforts to ensure that personal information is accurate and complete for the purposes for which it is to be used. If your personal information changes, we encourage you to contact our offices as soon as possible to provide us with an update.


The security of your personal information is important to us. Opimian protects the security and confidentiality of personal information with safeguards appropriate to the sensitivity of the information. Personal information is accessible only by appropriate personnel that have a business need for the information. Our staff has been trained and educated in appropriate handling procedures.


Opimian privacy guidelines are available to clients and the public. A copy of this policy is posted on our website at, and may be changed, modified or replaced at any time without notice. We encourage you to periodically review and check our website for updates. Upon written request addressed to Opimian, we will provide a paper copy of this Privacy Policy, and respond to inquiries about our practices relating to personal information.

Individual access.

Individuals may request to be informed of the existence, use and disclosure of personal information pertaining to him or her. Opimian will provide appropriate access to such information that it holds. If Opimian determines not to provide access to personal information, we will provide an explanation. Individuals may request the correction of personal information Opimian holds about them, and if we find that what we have is incorrect, we will correct it.